San Ramon Valley Home Buyers – Low Down Payment Programs Are Here!!
First Time Home Buyers and repeat buyers getting a home mortgage is not that difficult. There are so many programs that home buyers should be taking advantage of right now to secure a home in today’s market of low interest rates and home prices.
You can buy a home even if:
- My credit score is in only 620 (or lower perhaps 580)
- I have limited funds for down payment and closing costs
- FHA & Conventional Loan Programs starting at 3% down payment
- I only have $5,000
- It is possible if the house is less than $417K –requires only 1% of your funds
- I had a foreclosure and a short sale
- 35% down and you can buy a house regardless of the time limit
- VA Loans – it is possible to buy with 0 dollars (yes zero out of pocket)
- I want this home but it needs a lot of work – I don’t have the money to fix it up
- Think FHA 203K – get the money to do the repairs
- I am a contractor/consultant with only 1 year of job history and I heard I need 2 years
- Let’s look at the Asset Depletion Program – A portion of your assets can be used to help qualify your income
These are only a few of the programs available to would be home buyers.
As a local San Ramon real estate agent, I have a team of lenders who provide me with weekly updates on all loan programs available to help buyers secure a mortgage.
I find you the right house – my team gets you the right mortgage!
So all you San Ramon area Home Buyers – what are you waiting for – the houses and financing are at your fingertips.
Let’s go shopping!!
Filed under: Real Estate
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