San Ramon Real Estate:Broker Tour June 9,2011

Today’s  weekly brokers’ tour for San Ramon Valley Real Estate had 46 houses open most of which were on the market for the first time. We were able to make it to 12 houses mostly all focused in the San Ramon Alcosta area, Windemere and finished up at a beautiful Tuscan Style Villa with over 6000 square feet in Blackhawk!

First Time Buyer Opportunities

  • Remodeled 2 bedroom, 2.5 bath 2 story pretty hardwood floors, granite counters located in Newcastle subdivision. Read the rest of this entry

San Ramon Valley: New Law – Carbon Monoxide Detectors

Carbon Monoxide DetectorThe new law requiring all homes to install carbon monoxide detectors is effective July 1, 2011. The Carbon Monoxide Poisoning Prevention Act of 2010 (Cal. Health & Safety Code §§13260 et seq.) “

It requires carbon monoxide detectors to be installed in every “dwelling unit intended for human occupancy that has any type of fossil fuel emitting device, i.e. natural gas. A carbon monoxide detector is designed to set off an alarm it carbon monoxide is detected in the air. Similar to a smoke detector Read the rest of this entry

San Ramon Valley:Why Do I Need A Real Estate Agent – Can’t I Just Use the Listing Agent

Let’s answer the second questions first – Can’t I Just Use the Listing Agent to Handle My Transaction?

Yes and No. In some instances the listing agent will work with both the buyer and seller on a transaction. It is not that you can’t let the listing agent handle your side of the transaction, it is sometimes less complicated if you have ay our own agent. Many people get confused about who is representing who. The listing agent represents the seller – that is who they have a signed contract with. Their fiduciary responsibility is to the seller and their goal is to get the most money they can for their seller in the least amount of time with minimal hassles. Read the rest of this entry

San Ramon Valley: Mortgage Assistance Programs

For the first time home buyer who has good credit, good income but maybe short on available cash for a down payment or closing costs, there are  programs available to provide assistance, such as:

  • 100% financing
  • Grant Money (don’t have to pay this back)
  • Teachers – 3% & 17% loans
  • HomePath financing – 3% down on Fannie Mae REO Properties

100% Financing – USDA Loans

The USDA assistance program is based on the location or the property – mainly in “rural” areas, Read the rest of this entry

First Time Home Buyers – Homes on The Market June 2-San Ramon & Danville

New Properties On The Market Priced Between $470,000 to $719,000

The homes that fall within the above category are perfect for the first time home buyer as they fall within the FHA 3.5% down payment and 5% down conventional loan. FHA loan limits are still at $729,000, which will be adjusted in October downward to $650,000.

Here is a brief description of these properties which I previewed on brokers tour today:

Danville:

Gingerwood Lane – 2 Story Townhome, 3 Bedroom 2.5 Bath – hardwood floors, ready for move-in – priced at $469,000 Read the rest of this entry

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